"No insurance required!" in Florida ??

[Stig / Major Tom]

Reads the instagram comment for the new Kymco 400 scooter, offered for sale by a Boca Raton, FL, scooter shop.
Insurance is not required in Florida?
I don't  understand....

Stig

[Tromper]

Heck Stig, a couple years ago I looked into it since I wound up buying an S200 down there.
"Mopeds" don't require insurance, but the usual rules apply to call something a moped.  You can do the "Post a Bond" thing if you want.  Not sure how the numbers roll on that.

WA state other hand, does not require insurance on motorcycles at all.
As a result decent coverage is cheap, but you do have to keep an eye on what is & isn't in your policy since they'll "forget" stuff like PiP even if ya ask 'em.

[AMAC1680]

It will need to be insured or it won’t get a registration.
You can fake a card I guess but that’s the same everywhere.

AMAC

[ItsForrest]

Insurance laws are different state by state. Here's a site that lets you see each state's insurance requirements. Apparently there are three states that do not require motorcycles to carry insurance.
Note also that the definition of a scooter or moped varies from state to state and that insurance requirements and license requirements differ by moped/scooter/motorcycle. Here in North Carolina sub-50cc scooters and mopeds have only recently started having to be registered and insured.

https://www.dmv.org/insurance/motorcycle-insurance-minimum-requirements.php

[Scooter Dan]

49cc or less is not required to be registered, licensed, inspected or insured in Texas. This is a bit of a grey area as the proliferation of bicycles with gasoline motor conversions are a bit of a problem in College Station, Texas (home of Texas A&M). Kids with such conversions are disobeying the regular traffic laws and riding around like a bunch of wild banchees and are unsafe. The law there has been cracking down and issuing speeding tickets and those for reckless driving. 30-40mph on a bicycle is way too fast with such minimal brakes, inferior tires and the lack of lighting is scary.