on the scoot I always wear an armored jacket (leather, mesh or textile, depends on the weather / season), full face helmet, leather motorcycle gloves, kevlar jeans and moto shoes (armored high tops).
On the motorcycle I add in Bohn armored underlayer (knee/shin/ thigh/hip / tailbone armor) under my textile pants (mesh or solid, depending on the season) and Dianese motorcycle boots.
Do I feel a little silly all armored up on the scooter? Yeah, sometimes...but I still don't really care...I have 2 young daughters and I want to be around to watch them grow up.