Only one of my past bikes had an accurate speedometer. All the others were optimistically offset by up to 10%. IOW- My Burgman 650, for example, would show 55 mph when I was actually going 50 mph. This was based on comparing what the speedometer was showing with what my GPS was showing. GPS speed is commonly only 0.3% offset so plenty close enough for comparison to actual.
Last year I timed how long it took between mile markers on my AK 550 and found that it was close to 5% offset to actual. But wanting to test more accurately I used Google Maps navigation on my phone today while riding an assortment of roads with different speed limits from 35 mph up to including out on the Interstate highway. The speed limit on our Interstate highway around here is 70 mph, though most traffic is significantly over that. I found that the speedometer offset on MY AK is about 5.5% optimistic which is close to what I was seeing by timing my speed between mile markers. I like knowing what my speedometer is actually showing me regardless if I intend to go the speed limit (or perhaps a little more) so that is why I do such testing.
While I am somewhat math oriented and can calculate things like this on the fly I also like to keep some things simple.
So I'll simply add a few mph to the indicated speed and know how close I am to actual. I could post a chart but that would be too much.