Mike Green...You are Urbestfriend's age. Because I am cheap, I've become adept at many mechanical issues. Regarding the clutch / variator issues, you should be able to go maybe 10,000 miles before any attention is needed. However... it may be good to pull off the cover once or twice and clean the dirt that may build up from use. After all, it's a rubber belt against a spinning steel surface. I've recommended this before. Be sure to have commonly used parts ordered ahead
of time. (Brake pads, oil filters, air filters, etc.). Unless your dealer is exceptional, rarely are many
parts stocked and have to be ordered from Tiawan. This saves 2-3 weeks of downtime for an investment of $100-200. The best recommendation is internet search for Kymco Parts and look
over the various assembly blow-ups and costs. The service manuals are fairly available and free
anymore. I have two bikes, a 325 BMW and two Wheelhorse's. I couldn't afford any of them
if I had to have somebody work on them. This doesn't mean there's an investment in a few tools
either, but Harbor Freight is a good source for periodic repairs. DON'T BE OVERWHELMED....