I think Florida requires a non helmet wearer to carry $10,000 insurance, but I've found out that it's woefully inadequate. Thankfully I have Heath insurance through my job. And even though they are trying to wiggle out of as much a as they can, and my out of pocket expenses will be very significant by the time the dust settles, they will still pay the greatest part of the over $180,000 in expenses. And that's WITHOUT a head injury or any other significant injuries other than my leg.
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