Here's my understanding from my recent internet research:
The tensioner is supposed to be automatic. If it develops any slack, the tensioner pushes out more to compensate, but it can't retract.
I came across some motorcycle forums where it was high recommended to replace the automatic tensioner with a manual one, although I don't know if such a thing exists for our bikes. Apparently if the RPM is high, they might not be able "to keep up" (not really sure what that means?). I doubt that
Probably your Honda had a manual tensioner?
I'm supposing it could be a defective tensioner, something going on with the chain guides. I think I read that a stalled camshaft can also do it. Or a worn chain/gears.
I didn't see any clues as to what actually caused it though.
It's the shattered metal fragments that's really disappointing. Even with the amount of damage, repair is approachable. But don't think I could get out every last bit of metal fragments. And they might have damaged other components at this point already.
I'm not seeing any engines for sale where it wouldn't have to ship from Italy or I wouldn't have to drive to California for. I'm not sure if I should wait and hope that someone has one. Or try to part it out and save up for a new bike.