all brilliant cheers mate, i think I can get the bearings in without taking it all off using thick grease to seat them until i've finished so instead of giving kymco 50p per bearing ill get a big pack for a couple ££ then sort it all out, will try whacking the wheel but the front mudguard is cracked and could give in!
Many thanks mate you've been a superb help and sorted me right out!
All the best!