Hi Karl,
Yes, you are right, under tank means lower tank and upper means the higher tank. Sorry for that.
I'm puzzled too how the fuel flowed up to the higher tank. Last 2 nights ago, I filled both with half tank just to check if there would be problem. Last night when I checked on it, there were overflowed gas in my utility box, when I peeked inside the lower tank, it's almost empty and the higher tank is full.