I am always jealous of those that get low cost insurance. Here, in the land of the hit and run, insurance costs get ridiculous. I was surprised at the cost of insurance for the scooters. I ended up changing insurance companies and got all of my vehicles under the same policy through AAA. That saved me about $800.00 per year. Progressive did lower the scooter policy for the renewal before I dropped them, but it was still high. (to me)