I payed an 18% of I.V.A. =V.A.T. when I bought the scooter
I have to pay yearly 9 Euros of Tax and 110 Euros of insurance, with 50 million Euros of liability, with no limit of legal expenses , attorneys, etc, with no limit on medical expenses during 1 year from the accident date.
Vehicle moving if damaged or it doesn't work properly
So, an indemnification of 15000 euros if you die or result fully invalid at an accident.
This is in this way in Spain. (if I don't know something wrong)