Another reason to wear good leather boots that go above the ankle is that if you do go down, you have protection!!! My friend was involved in a very serious accident several months ago, and the only thing that saved her foot was her boots.
And regarding the DMV motorcycle test, you might look to see if there is a MSF (Motorcycle Safety Foundation) training course in your area. More and more training classes are offering scooters to train on, including some scooter 'only' courses. In Oregon they just started offering scooters as an option, and they are 125-150cc scoots with 10-12" wheels. If you pass the course in Oregon, you automatically get your DMV endorsement.
And personally, I like the smaller wheels and shorter wheel base. I have a Grandvista, and it foots the bill completely!