Insurance cost around the globe.

[Spindrift]

Hi all. Would be interesting to compare insuransce costs.

I'm paying around €100 per year for full insurance on my Xciting 500.

How much do you pay?

[axy]

Hi all. Would be interesting to compare insuransce costs.

I'm paying around €100 per year for full insurance on my Xciting 500.

How much do you pay?

In Croatia you can have max. deduction if you have a clean insurance record and no damage in the past 10 years up to 50 % from the baseline.

• People 250 S, full -50 % bonus, insurance (third party liability only), 60 EUR, road tax, tech. inspection every year, eco tax, 50 EUR, luxury tax (!!!) 20 EUR.
• Agility 125, 20 % less than People 250 S.
• (car) Kia Proceed 109 hp, -20 % bonus, third party liability, 400 EUR, road&eco tax, tech. inspection, 100 EUR, luxury tax (!!!), 100 EUR, full coverage insurance incl. theft, 250 EUR
  

[Cortez]

I was quoted $4000 for full coverage for my Kawasaki once.. 

[axy]

I was quoted $4000 for full coverage for my Kawasaki once.. 

Yep... They charge for full coverage 20 % of purchase price.
I had full coverage on my ZR-7S the first year; second year my own insurance company declined to give me full coverage even though I did not have damage with the bike or any other vehicle, for that matter.

[Spindrift]

I was quoted $4000 for full coverage for my Kawasaki once.. 

Racing bikes are very very expensive in Sweden too. Insurance companies don't want them.

[Cortez]

Yep... They charge for full coverage 20 % of purchase price.
I had full coverage on my ZR-7S the first year; second year my own insurance company declined to give me full coverage even though I did not have damage with the bike or any other vehicle, for that matter.

I shopped around a bit and managed to get 60% discount at another insurance company, when I switched
2 cars to them too. Ended up paying $600-400 for 4 years that I owned the Kawasaki, and about $200 now
with the scooter.

The regular insurance for the Kawasaki was $400+ 1st year.

More or less, it took more then $1000/year just to keep the bike full insured and on the road, or
almost double of what I was making/month at the time of purchase.

[Cortez]

Racing bikes are very very expensive in Sweden too. Insurance companies don't want them.

It was an entry-level 2 cylinder bike (even if it had 650cc).

Which brings us to the nonsense I keep reading about in USA where you'd pay 2-3x more for
a bike with plastic fairings (it's automatically a SportBike) compared to the VERY SAME bike
in the naked form.

Think Kawasaki Ninja 650R and ER6n.
Same bike.

Same with suzuki bandits, SV650 etc.

We got our own nonsense for the mandatory insurance too - it's related only to engine size.
A full-on 600cc race-bike like an R6 or R1 would be cheaper to insure then a 1200cc/50hp
cruiser.
 

[jan.strydom]

We pay hard for insurance - also depends on cc's and age of driver - i currently pay in the region of $1500 per year for the 500 - we have 4 bike in the family and the insurance is crazy....................and it's compulsory!!

[drifter]

here in the philippines paid $200 for the 1st year full c0verage except "acts of God" didn't insured it the following years. Had an accident a couple of m0nths ago. How i wish it was still insured.

[Syl]

I have all my insurance with one agent and the cost isn't too bad. I will eventually check others to be sure what I'm paying for. Attached my paper work and off course all important particulars are blocked out.

[Spindrift]

In general, a 50cc scooter costs between €150-500/year/full, HD (all customs) €80-?, GSXR etc. €~200-insane.., touring bikes often have special insurances through clubs and BMW/Gold Wings are cheap too. Ofcourse age, where you live, garage or not affect the cost. Larger scooters are in most cases cheap.

[BigOrange]

2007 Xciting 250 southern Arizona full coverage 83 dollars per year.
2009 Xciting 500ri full coverage 89 dollars.

[we is]

big orange  which  insurance  company  do you go through?   good  rate!

[BigOrange]

Usaa / Progressive

[BadScooter]

In nj, a state that most insurance companies won't even do business, I pay 87.00 a year full coverage on my 2009 People 200. There are only 2 companies in nj selling cycle insurance and they both quoted me the same price.