I know what youre saying, we dont have any choice anyway cos helmets are mandatory everywhere here. I only ride a 50cc mostly and even tho i could be killed or injured badly i would take the chance if i could on very short local trips to the store etc of 1-3 miles. True i could crash there too, and most accidents seem to happen near to home they say, but i would still chance it i think if it was a real nice day.
I could be hit by a bus crossing the road but i still cross. I guess its about weighing up the risks and deciding if its worth it to you. On longer journeys or in busy town traffic i always wear armoured leathers, gloves and a full face helmet. That jacket helped when i came off in the wet last yr, just slid down the road on my back, got up with a sore knee from the initial fall but zero injuries from sliding.
Common sense goes a long way tho. Still cant believe Indian Larry wiped out and died from a minor fall at low speed